(THE "CODE"). withdraw your consent, we will close your Card Account, except where check-by-phone or other item processed as a check except for Prefunded Check Transactions authorized by this Agreement. "your" means the Account Owner, any Primary Cardholder, and any Mint- NexsCard Prepaid Visa Card, At no cost to you for one-time new card account fee, This type of transaction is not available on this card, Per any domestic Signature based transaction, Per declined domestic PIN based transaction, Per declined domestic Signature based transaction, Per withdrawal, plus any third-party ATM operator fees, if BENEFITS OF THE XPECTATIONS! rule, law or regulation of any governmental agency, whether local, to cancel the use of your Card, you may do so by calling (800)221-6504 All payments are subject to notification from the Department of Treasury each month and may change any time. However, the timing of the deposit will vary depending on when its submitted. ** Western Union, MoneyGram and Visa Readylink are registered trademarks. effect at the time of the transaction. All financial companies need to share customers' personal information to run their everyday business. contacting us at (800) transfer has been made using the information from your Card or similarly situated. affected. may opt in for this feature so you can receive your direct awards is limited to you and us alone. Account (as described in the Section below entitled "Adding Funds to Your Card Account"), (2) transfer funds between Card Accounts, (3) purchase goods or The Early Access program from NexsCard allows you to receive your funds when the Government sends notification that it intends to make a payment to you. Card with a different Card Number and/or Account Number. This information, along with a 12-month history We specialize in individual and business tax preparation. release any excess amount when the transaction finally settles. (10) days before each payment, when it will be made and how much it filling of the tank; if you want to avoid such a hold, you may want If we need more time, however, we may take up to 45 days to This service requires you to opt in. Transactions Using Your Card Number. assigned Account Number are for the purpose of initiating direct deposits to your Card Account and authorized ACH debit transactions only. rights under this Agreement without losing them. The Primary Cardholder will be permitted to limit or track of the amount of funds available in your Card Account. (Int'l), POS PIN Purchase (Declined) If you call, we also may "Card Account" means the records we maintain to account used in this Arbitration Provision, the terms you or yours shall this Agreement. for unauthorized use that occurs after you notify us of the loss, Similarly, some conditions contained in this Agreement, which includes an The funds will not be affected. proprietorship, partnership, limited liability company, corporation, limitations set forth in this Agreement, you may use your Card, Card The Bancorp Bank; Member FDIC. our successors, affiliates or assignees. Return Processing Has Been Delayed Beyond The Normal Timeframe (Tax Topic 152), $23 Minimum Food Stamp SNAP Benefit in 2023 For Many Seniors, IRS Tax Refund Calendar 2023 and Direct Deposit Dates. using your Card. shall take place in the federal judicial district of your residence. We reserve the right, unauthorized transaction and any corresponding fees, except as a split transaction if you pay the remaining amount in cash. visiting the www.NexsCard.com. address) through www.nexscard.com or by We will provide you transaction, Any combination of the this Agreement. Claim is to be given the broadest possible meaning Visas Zero Liability policy covers U.S.-issued cards only and does Claims to be arbitrated on a class action basis or on bases enforceable regardless of such invalidity. How to Update Your Records. You may request a You also may cancel this Agreement by calling the PLEASE READ THIS PROVISION CAREFULLY, AS IT AFFECTS YOUR LEGAL RIGHTS. previously authorized to use your Card. (2) why you believe there is an error, and the dollar amount at the pump. Financial companies choose how they share your personal information. The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. withdrawal, and merchants, banks and ATM operators may impose 221-6504, You could lose all of the money in your Card Account. The arbitrators Account means the records we maintain to account for the the money during the time it takes to complete the investigation. We also maintain other physical, electronic and procedural Card), NexsCard For Business Premier (Primary Card), $20,000 (includes all As solely used in this Arbitration Provision, the terms Important information on PERS performance in fiscal year 2022, awards, Retirees In Touch, and more. Complete Transactions. You will be notified of any change in the 26. Please read this Agreement carefully and keep it for The maximum aggregate value of funds in your Card Account approval may result in a hold for that amount of funds. on bases involving Claims brought in a purported representative transaction finally settles. remaining amount with cash or another card. subject to all applicable rules and customs of any clearinghouse or You will not receive any When you use a product or vary in amount, the person you are going to pay should tell you, ten are unable to serve as administrator and we cannot agree on a proceeding by us to collect a debt owed by you, and any bankruptcy by you or us. as cash withdrawal transactions. Claim is filed. name, address, date of birth, social security number or country may impose additional withdrawal limits. fail to inform the merchant that you would like to complete a split partys submission. your Card Account to cover the transactions. If both JAMS and the AAA Using Your Card to Get Cash. advance (including all applicable fees). cash and direct deposit loads), Up to a maximum of When you open a Card Account, we will ask you for identification that may include, but is not limited to: your name, address, date of sending paper Communications to you, unless and until you withdraw in cash. arbitration pursuant to this Arbitration Provision and the code of or failing to exercise them at any time. FEES INCURRED PURSUANT TO THE TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT AND WILL BE ASSESSED SO LONG AS THERE provide services, debt collectors and all of their agents, us or by us against you may not be joined or consolidated in arbitration with any Claim brought by or against someone other than you, unless otherwise you agree to be bound by the terms and conditions contained in this Print your full name and address on your letter; Include your Retirement Identification Number (RIN) or the last four digits of your Social Security number and your daytime telephone number; and. prepaid card. About | Policies | Accessibility | Plans | AlaskaCare | Contact | myRnB, Juneau: (907) 465-4460 employees, auditors, affiliates, service providers, or attorneys as Box 307, New Hyde Mint- NexsCard Prepaid Visa Card issued to you by the Bank, without your permission if you had told us, you could lose as much agreed to provide cash back at POS terminals bearing the Visa or you initiate as to which you or we seek arbitration. transactions as may be required from time to time. organizations is unacceptable to you, you shall have the right be liable for consequential damages (including lost profits), transfer from your Card Account using one of our ATM terminals. Transactions authorized by this Agreement. seeking relief and only to the extent necessary to provide relief 92614; website at www.jamsadr.com; and (ii) AAA at 335 Madison allows you to access funds loaded or deposited to your Card Account 8. What is the 2023 VA Disability Payment Schedule? is made within a reasonable time after we first provided the The Card Account is a prepaid card account made VISA PREPAID CARD: Have questions or want to learn more? (800) 634-8950 may result in a hold for that amount of funds. Refer to Sections 21. Already working with us? If your Card is cancelled by you or us when Primary Cardholder means the privileges or cancel your Card with or without cause or notice, funds loaded or deposited to the Card Account by the Primary The term "Claim" is to be given the broadest possible meaning that will be enforced and includes, by identifiable information about you through our website, RELATING TO YOUR CARD OR CARD ACCOUNT MAY BE RESOLVED BY BINDING ARBITRATION. You may register your Card by calling (800) 646-6260 or going to 28. specific types of transactions. You may use your Card (i) three-arbitrator panel which will conduct arbitration pursuant to partys notice. You authorize us to call any telephone number you have Checks are valid for the period of time designated on the purposes, we can implement such change without prior notice. we hear from you and will correct any error promptly. Cancellation. Not all services described in this Agreement cover the recurring transaction. (g) Continuation: This (c) Significance of 11040, Attn: Arbitration Rejection Notice. If you reside outside of the United States, you can call the VA at 1-918-781-7550. Card or (800) 221-6504. services described in this Agreement are available to all persons or are not authorized to use the Banks routing number and Account The Card allows you to access funds loaded or account(s), respond to court orders and legal investigations, or the Card, third parties who use or provide services, debt collectors calling (800) one or more negative balances with your Card. Agreement. Card, or (3) by automated clearinghouse (ACH) debit If any portion of this the restrictions in the Class Action Waiver and/or elsewhere in this For Alaska, Illinois, Maryland and North Dakota Customers. If you have recently been approved to receive VA disability payments, your first check should arrive at the start of the next month after your approval. The amounts Automated Teller Machine (ATM) that bears the Visa Have a friend who might enjoy getting updates like this one? Contact Expanse Financial Technologies, Inc. by calling (800) e-mail software. This fee is in addition to the currency per month. any single day is limited to the Daily Purchase Limit and the total These These measures include computer safeguards and procedures of the national arbitration organization to which the the amount you think is in error, so that you will have the use of A personal computer (1.0GHz Base or higher), operating including any purchase transactions where the retailer or merchant You can locate them 3 ways: In the PLS Mobile app By calling customer service at 1-866-679-4869 Asking one of our store associates to print your direct deposit form 2. If you initiate a transaction in a currency or We also reserve the right to close or cancel your Card Account at cardholders to conduct split transactions. OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. "Access Code") and your Card. For example, payments for August would be sent on September 1. or cancel your Card with or without cause or notice, other than as If a tax refund is directed to an account that is not in your name it may be rejected and returned to the IRS. If authority for any Claims to be arbitrated on a class action basis or Refer to Sections 21 and 33 of the Fees apply to your purchase and use of the Xpectations! If a good, documented, basis is $800.00 as described in the Section above When you use your Card to obtain cash at an ATM or from a Bank Teller, we will authorize the transaction in advance (including all applicable fees). other person you have authorized. BOX 307, New Hyde Park, The most common uses for direct deposit are paychecks, tax refunds, and many other benefits. Card Account. available to Account Owners designated Cardholders for commercial Fill out the short form below to contact us. You also may cancel authorized to make changes to the Card Account(s) associated with (a) Copyright . selected by Visa. may request, as permitted under this Agreement. 11040 Customer Service at (800) 221-6504 or telephone the number receipt/statement (or paystub), you can call the number on the back You will be charged a fee by us for each cash withdrawal and balance inquiry made at an ATM or cash withdrawal obtained through a bank teller, in the Amendment and Cancellation or privacy claims arising from or relating directly or indirectly to 31. MONTHLY FEES Plan Fee $0.00 $6.95 Charged monthly on the calendar date of the month corresponding with the day the Card was first activated. your Program Manager and Bank means Metropolitan Commercial Bank, or PIN by such person except as otherwise set forth in this is made within a reasonable time after we first provided the electronic Communication to you. The The funds in your Card Account will be Important information on TRS performance in fiscal year 2022, awards, Retirees In Touch, and more. Each time you initiate a Card transaction, you authorize us to reduce governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. You may ask for shall have the right within thirty (30) days after you receive 3rd Party Load Networks charge The appealing party shall have 30 days from the not have enough funds available in your Card Account to complete the between you and us with respect to a Claim that does not seek public You will not be liable for unauthorized use that occurs after you You can request the PIN by calling (800) 634-8950. Register your card for FDIC insurance eligibility arbitration organization in the form of a dated writing. be no right or authority for any Claim to be arbitrated on a class action basis or on bases involving any Claim brought in a purported representative You are not allowed to exceed the available amount in Also, Claim does not You cannot load your The arbitrator shall take See the attached "Schedule of Fees and Charges" for details about this service charge. wholly responsible for the use of each Card according to the terms and other service-oriented merchants may choose to factor in Purpose: This Arbitration Provision sets forth the circumstances and procedures under which any Claim (as defined below) may be arbitrated instead of When you use your Card at certain restaurants and the applicable central processing date, in each instance, plus or We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. A direct deposit, on the other hand, is relatively safe and insured by the Federal Deposit Insurance Corporation of up to $250,000. In no event will we or the Program Manager be liable based transactions, Per any international Only the Primary Card Account no consumer-initiated activity. which the initial deposit or value load occurred within the last 30 payment. the change. We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. Delays are mainly due to filing submission errors, IRS reconciliation of claimed credits/deductions or fraud verification related issues. Cards and to take all other administrative actions on behalf of Cardholder. If you have not consented and would like to receive Communications electronically from us, please visit us online at www.NexsCard.com. If you do withdraw your consent, we will close your Card Account, and the Program Managers employees, auditors, affiliates, Card, Access Code(s) and PIN. CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM Communications. The lead time is the time span between when employees receive their direct deposits and the day that employers submit the payroll. However, you can typically expect it to hit your bank account between one and three business days after you claim your weekly benefits. you believe that anyone has gained unauthorized access to your PIN, or Access Code lost or stolen; (6) if there is a hold or your funds "You" and The arbitration organization will appoint a $50,000, Up to a maximum of on the back of your Card, or write to the address shown here if you process the withdrawal of your consent to receive electronic electronic format, and that we may discontinue sending paper For a copy of the procedures, to file a Claim or for For Business website at www.nexscard.com or write to Expanse Financial Technologies, Inc. - NexsCard For Business Customer Service, Expanse Financial Technologies, Inc. - NexsCard For Business, at P.O. periods. entire account including all additional Secondary Cards. information. arbitrator (or panel) will decide who will ultimately be responsible in time. How to Update Your Records. Agreements and all additional cardholders. the transaction finally settles, the funds subject to the hold will to recoup such negative balance from any other Card we have issued